Richard Saxton ESA XMM-Newton I work for XMM and have worked on AGN since the days when fitting a single power-law to the X-ray spectrum was perfectly acceptable. Recently I have become interested in normal galaxies which flare in X-rays for a few months and then return to anonymity. The favoured explanation is that a star in the centre of the galaxy, wanders into the gravitational pull of a quiet central massive black hole (~10^6 solar masses), supposedly present in 50% of all galaxies. The star then suffers a painful death as lumps are ripped off at each perigee passage, forming an accretion disk which powers an AGN-type activity for a few months until the bulk of the matter is consumed. We have found a few of these in the XMM slew survey and are following them up at the moment with optical and further X-ray observations.